{"id":10,"date":"2023-11-23T17:14:41","date_gmt":"2023-11-23T17:14:41","guid":{"rendered":"https:\/\/lvmcr.com\/?page_id=10"},"modified":"2023-11-30T11:24:25","modified_gmt":"2023-11-30T11:24:25","slug":"academy","status":"publish","type":"page","link":"https:\/\/lvmcr.com\/lv\/academy\/","title":{"rendered":"Investoru izgl\u012bto\u0161ana"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"10\" class=\"elementor elementor-10\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e168a4 e-con-full e-flex e-con e-parent\" data-id=\"6e168a4\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca342e2 elementor-widget elementor-widget-image\" data-id=\"ca342e2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 08-11-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/lvmcr.com\/wp-content\/uploads\/2023\/11\/close_up_of_successful_young_caucasian_male_sportsman_screaming-scaled.jpg\" class=\"attachment-full size-full wp-image-106\" alt=\"\" srcset=\"https:\/\/lvmcr.com\/wp-content\/uploads\/2023\/11\/close_up_of_successful_young_caucasian_male_sportsman_screaming-scaled.jpg 2560w, https:\/\/lvmcr.com\/wp-content\/uploads\/2023\/11\/close_up_of_successful_young_caucasian_male_sportsman_screaming-300x200.jpg 300w, https:\/\/lvmcr.com\/wp-content\/uploads\/2023\/11\/close_up_of_successful_young_caucasian_male_sportsman_screaming-1024x683.jpg 1024w, https:\/\/lvmcr.com\/wp-content\/uploads\/2023\/11\/close_up_of_successful_young_caucasian_male_sportsman_screaming-768x512.jpg 768w, https:\/\/lvmcr.com\/wp-content\/uploads\/2023\/11\/close_up_of_successful_young_caucasian_male_sportsman_screaming-1536x1024.jpg 1536w, https:\/\/lvmcr.com\/wp-content\/uploads\/2023\/11\/close_up_of_successful_young_caucasian_male_sportsman_screaming-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bd69023 e-con-full e-flex e-con e-parent\" data-id=\"bd69023\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t<div class=\"elementor-element elementor-element-491e15d elementor-widget elementor-widget-heading\" data-id=\"491e15d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 08-11-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">INVESTORA PAM\u0100C\u012aBA\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e49f011 elementor-widget elementor-widget-text-editor\" data-id=\"e49f011\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 08-11-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Ieguld\u012bjumi ir l\u012bdzek\u013ci, kas tiek ieguld\u012bti atbilsto\u0161os komerci\u0101los procesos vai finan\u0161u instrumentos ar m\u0113r\u0137i g\u016bt pe\u013c\u0146u. Ieguld\u012bjumi ir viens no svar\u012bg\u0101kajiem un nepiecie\u0161am\u0101kajiem procesiem m\u016bsdienu ekonomik\u0101. No ekonomisk\u0101 viedok\u013ca jebkurus l\u012bdzek\u013cus var t\u0113r\u0113t div\u0113j\u0101di: vai nu pakalpojumu vai lietu ieg\u0101dei, vai ar\u012b uzkr\u0101jumu veido\u0161anai un uzkr\u0101\u0161anai. Ja l\u012bdzek\u013ci netiek apgroz\u012bti, tas vienlaikus samazina to v\u0113rt\u012bbu (infl\u0101cijas rezult\u0101t\u0101) un glob\u0101li samazina apgroz\u012bbu un izraisa kr\u012bzi.<\/p><p>T\u0101tad, ja l\u012bdzek\u013ci pieder personai (fiziskai vai juridiskai personai), ieguld\u012b\u0161ana ir vispraktisk\u0101kais un izdev\u012bg\u0101kais veids, k\u0101 ietaup\u012bt un vienlaikus ar\u012b iesp\u0113ja pavairot pieejamos l\u012bdzek\u013cus. Pat bankas konta atv\u0113r\u0161anu var uzskat\u012bt par ieguld\u012bjumu, jo banka sa\u0146emtos l\u012bdzek\u013cus sadala p\u0113c saviem ieskatiem, ieguldot tos komerci\u0101los projektos utt.<\/p><h3>IEGULD\u012aJUMU VEIDI<\/h3><h4><em>FINAN\u0160U IEGULD\u012aJUMI<\/em><\/h4><p>Finan\u0161u ieguld\u012bjumi galvenok\u0101rt ir v\u0113rtspap\u012bri, kas dod ties\u012bbas netie\u0161i ieguld\u012bt materi\u0101los vai nemateri\u0101los akt\u012bvos. Galvenie v\u0113rtspap\u012bri ir \u0161\u0101di:<\/p><p><strong>1. akcijas<\/strong>\u00a0- v\u0113rtspap\u012bri, p\u0113c kuru ieg\u0101des ieguld\u012bt\u0101js k\u013c\u016bst par akciju sabiedr\u012bbas l\u012bdz\u012bpa\u0161nieku. Ieg\u0101d\u0101joties pat \u013coti nelielu akciju skaitu, jums ir iesp\u0113ja piedal\u012bties akciju sabiedr\u012bbas p\u0101rvald\u012bb\u0101 vai vismaz sniegt savu ieguld\u012bjumu t\u0101s vad\u012bb\u0101. Akcion\u0101rs ieg\u016bst ties\u012bbas piedal\u012bties vis\u0101s akciju sabiedr\u012bbas vad\u012bbas sapulc\u0113s un apspried\u0113s, k\u0101 ar\u012b sa\u0146emt detaliz\u0113tu un uzticamu inform\u0101ciju par t\u0101s st\u0101vokli un, kas ir vispat\u012bkam\u0101kais, sa\u0146emt dividendes.<\/p><p><strong>2. oblig\u0101cijas<\/strong>\u00a0- par\u0101da v\u0113rtspap\u012bri. V\u0101rds c\u0113lies no ang\u013cu valodas v\u0101rda \"obligation\", kura s\u0101kotn\u0113j\u0101 noz\u012bme ir pien\u0101kums. Oblig\u0101cijas ir v\u0113rtspap\u012bri, kas apliecina, ka uz\u0146\u0113mums vai vald\u012bba ir aiz\u0146\u0113musies noteiktu naudas summu no kreditora un tai \u0161\u012b nauda ir j\u0101atmaks\u0101 piln\u0101 apm\u0113r\u0101 ar procentiem. Uz\u0146\u0113muma oblig\u0101ciju pirc\u0113js k\u013c\u016bst par uz\u0146\u0113muma kreditoru, nevis par l\u012bdz\u012bpa\u0161nieku, par k\u0101du vi\u0146\u0161 var\u0113tu k\u013c\u016bt p\u0113c uz\u0146\u0113muma akciju ieg\u0101des. Procentus, kas tiks iekas\u0113ti, vienm\u0113r nosaka iepriek\u0161, un tas noz\u012bm\u0113, ka risks ir zems, t\u0101p\u0113c pe\u013c\u0146a, ko dod oblig\u0101cijas, ir neliela.<\/p><p><strong>3. ieguld\u012bjumu fonds<\/strong>\u00a0- t\u0101 ir daudzu ieguld\u012bt\u0101ju vienuviet sav\u0101kt\u0101 nauda, ko fonds iegulda akcij\u0101s, oblig\u0101cij\u0101s vai citos finan\u0161u instrumentos saska\u0146\u0101 ar fonda noteikto strat\u0113\u0123iju. Lai izv\u0113l\u0113tos fondu, jums j\u0101zina, cik ilgi pl\u0101nojat ieguld\u012bt, k\u0101du riska l\u012bmeni v\u0113laties izv\u0113l\u0113ties un cik daudz v\u0113laties nopeln\u012bt. J\u016bs varat ieguld\u012bt noteiktu naudas summu katru m\u0113nesi vai ieguld\u012bt lielu summu uzreiz.<\/p><div>\u00a0<\/div><h4><em>NEFINAN\u0160U IEGULD\u012aJUMI:<\/em><\/h4><p>Nefinan\u0161u ieguld\u012bjumi ir ieguld\u012bjumi materi\u0101los akt\u012bvos. Visbie\u017e\u0101k sastopamie nefinan\u0161u ieguld\u012bjumi ir divu veidu:<\/p><p><strong>1. ieguld\u012bjumi nekustamaj\u0101 \u012bpa\u0161um\u0101.\u00a0<\/strong>\u0160\u012b ieguld\u012bjumu joma ir diezgan ienes\u012bga, ja ekonomika att\u012bst\u0101s stabili. Tom\u0113r kr\u012bzes gad\u012bjum\u0101 ir iesp\u0113jama gan liela pe\u013c\u0146a, gan l\u012bdzek\u013cu zaud\u0113\u0161ana, jo samazin\u0101s nekustam\u0101 \u012bpa\u0161uma cena. Ieguld\u012bjumi nekustamaj\u0101 \u012bpa\u0161um\u0101 tiek klasific\u0113ti atkar\u012bb\u0101 no t\u0101, vai tie nes regul\u0101rus ien\u0101kumus vai nenes. Ieguld\u012bt\u0101js g\u016bst regul\u0101rus ien\u0101kumus, iz\u012br\u0113jot ieg\u0101d\u0101to \u012bpa\u0161umu, k\u0101 ar\u012b sa\u0146em regul\u0101rus ikm\u0113ne\u0161a ien\u0101kumus par komerci\u0101lo vai dz\u012bvojamo \u012bpa\u0161umu iz\u012br\u0113\u0161anu. \u0160\u0101d\u0101 veid\u0101 vi\u0146am ir iesp\u0113ja segt procentus bankai.<br \/>Tom\u0113r, ja jums ir zemes gabals, kura lieto\u0161anas m\u0113r\u0137i j\u016bs tikai sol\u0101t main\u012bt, un t\u0101p\u0113c k\u0101du laiku nevar\u0113siet to p\u0101rdot, tas b\u016bs ieguld\u012bjums \u012bpa\u0161um\u0101, kas negener\u0113 past\u0101v\u012bgus ien\u0101kumus. Tom\u0113r pat pirmajai metodei, kas \u0161\u0137iet pievilc\u012bga past\u0101v\u012bgo ien\u0101kumu d\u0113\u013c, ir savi tr\u016bkumi: nepiecie\u0161am\u012bba maks\u0101t nodok\u013cus un past\u0101v\u012bgi uzraudz\u012bt iz\u012br\u0113t\u0101 \u012bpa\u0161uma st\u0101vokli un p\u0101rliecin\u0101ties, ka \u012brnieki neveic \u012bres maks\u0101jumus; utt.<\/p><p><strong>2. Kolekcion\u0113\u0161anas priek\u0161meti, izejvielas.<\/strong>\u00a0\u0160o ieguld\u012bjumu veidu da\u017ek\u0101rt d\u0113v\u0113 par kaisl\u012bbas ieguld\u012bjumiem, proti, ieguld\u012bjumiem k\u0101d\u0101 objekt\u0101, ko j\u016bs apbr\u012bnojat: glezn\u0101s, citos m\u0101kslas darbos, automa\u0161\u012bn\u0101s vai d\u0101rgmet\u0101los un d\u0101rgakme\u0146os. \u0160\u012b, iesp\u0113jams, ir stabil\u0101k\u0101 un sen\u0101k\u0101 ieguld\u012bjumu metode. Kop\u0161 seniem laikiem, kad nebija citu uzticamu ieguld\u012bjumu veidu, cilv\u0113ki atkal un atkal ir ieguld\u012bju\u0161i zelt\u0101, sudrab\u0101 un citos met\u0101los. \u0160o ieguld\u012bjumu v\u0113rt\u012bba neap\u0161aub\u0101mi pieaug, ta\u010du negat\u012bv\u0101 puse ir t\u0101, ka ir gandr\u012bz neiesp\u0113jami ieguld\u012bt nelielu summu, jo \u0161\u0101du priek\u0161metu ieg\u0101dei ir sam\u0113r\u0101 augstas s\u0101kotn\u0113j\u0101s izmaksas.<\/p><h3>KOPSAVILKUMS<\/h3><p>T\u0101p\u0113c l\u0113mums par to, k\u0101du ieguld\u012bjumu veidu izv\u0113l\u0113ties, ir atkar\u012bgs no jums. Tom\u0113r iesak\u0101m nesteigties un ieg\u016bt zin\u0101\u0161anas ne tikai lasot, bet ar\u012b tie\u0161i sazinoties (ar bankas konsultantiem vai citiem cilv\u0113kiem, kas p\u0101rzina invest\u012bciju jomu). Kad esat galu gal\u0101 izl\u0113mis, kur v\u0113laties ieguld\u012bt, vienm\u0113r paturiet pr\u0101t\u0101 iesp\u0113jamos riskus. Diem\u017e\u0113l ar\u012b invest\u012bcij\u0101s, t\u0101pat k\u0101 dz\u012bv\u0113, ir t\u0101ds likums: reiz\u0113m risks dod lieliskus rezult\u0101tus, bet reiz\u0113m diem\u017e\u0113l var pamat\u012bgi apdedzin\u0101t.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0411\u0423\u041a\u0412\u0410\u0420\u042c \u0418\u041d\u0412\u0415\u0421\u0422\u041e\u0420\u0410 \u0418\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u0438 \u2013 \u044d\u0442\u043e \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0440\u0430\u0437\u043c\u0435\u0449\u0430\u044e\u0442\u0441\u044f \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0449\u0438\u0445 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0445 \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u0430\u0445 \u0438\u043b\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0430\u0445 \u0441 \u0446\u0435\u043b\u044c\u044e \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044f \u043f\u0440\u0438\u0431\u044b\u043b\u0438.\u00a0\u0418\u043d\u0432\u0435\u0441\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u2013 \u043e\u0434\u0438\u043d \u0438\u0437 \u0432\u0430\u0436\u043d\u0435\u0439\u0448\u0438\u0445 \u0438 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u0445 \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u043e\u0432 \u0434\u043b\u044f \u0441\u043e\u0432\u0440\u0435\u043c\u0435\u043d\u043d\u043e\u0439 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u043a\u0438.\u00a0\u0421 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u043e\u0439 \u0442\u043e\u0447\u043a\u0438 \u0437\u0440\u0435\u043d\u0438\u044f \u043b\u044e\u0431\u044b\u0435 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u043c\u043e\u0436\u043d\u043e \u0442\u0440\u0430\u0442\u0438\u0442\u044c \u0434\u0432\u0443\u043c\u044f \u0441\u043f\u043e\u0441\u043e\u0431\u0430\u043c\u0438: \u043b\u0438\u0431\u043e \u043d\u0430 \u043f\u043e\u043a\u0443\u043f\u043a\u0443 \u0443\u0441\u043b\u0443\u0433 \u0438\u043b\u0438 \u0432\u0435\u0449\u0435\u0439, \u043b\u0438\u0431\u043e \u043d\u0430 \u0438\u0445 \u0441\u043e\u0445\u0440\u0430\u043d\u0435\u043d\u0438\u0435 \u0438 \u043d\u0430\u043a\u043e\u043f\u043b\u0435\u043d\u0438\u0435.\u00a0\u0415\u0441\u043b\u0438 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u043d\u0435 \u043e\u0431\u0440\u0430\u0449\u0430\u044e\u0442\u0441\u044f, \u044d\u0442\u043e \u043e\u0434\u043d\u043e\u0432\u0440\u0435\u043c\u0435\u043d\u043d\u043e [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/lvmcr.com\/lv\/wp-json\/wp\/v2\/pages\/10"}],"collection":[{"href":"https:\/\/lvmcr.com\/lv\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lvmcr.com\/lv\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lvmcr.com\/lv\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lvmcr.com\/lv\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":16,"href":"https:\/\/lvmcr.com\/lv\/wp-json\/wp\/v2\/pages\/10\/revisions"}],"predecessor-version":[{"id":120,"href":"https:\/\/lvmcr.com\/lv\/wp-json\/wp\/v2\/pages\/10\/revisions\/120"}],"wp:attachment":[{"href":"https:\/\/lvmcr.com\/lv\/wp-json\/wp\/v2\/media?parent=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}